Logo of ValueProtect AVM™ by Teranet and FNF Canada

The New Benchmark in Real Estate Has Arrived 
 


Modern Lending Requires Innovation and Automation

The current appraisal landscape wasn’t built for today’s on-demand, automated world. As lending ecosystems have moved towards instant decisioning, digital workflows, and rapid turnaround times, traditional appraisal processes have remained largely unchanged. The result is a system that struggles to keep pace with modern market realities, highlighting the need for more efficient, cost-effective valuations that align with how the lending world operates today. 

Aerial photo of a neighbourhood with houses

The Future of Valuations

The future of property valuations lies in scalable, automated processes, including:
 

  • Intelligent, dynamic decision trees—leveraging insured and uninsured AVMs for low-risk transactions.  

  • Strategic partnerships with a trusted AVM provider—solutions that leverage robust, real-time datasets.  

  • Higher customer satisfaction through faster, consistent outcomes—reduced lending costs while delivering faster approvals.  

  • Robust AVM governance and enhanced quality controls—monitoring model performance with proactive review triggers.  


Automation cuts cost and time but can introduce unmitigated risk.
ValueProtect AVM Contact Us
Learn more about ValueProtect AVM. Connect with the team at Teranet and FNF Canada today.
Please complete this required field.
Please complete this required field.
Please complete this required field.
Please complete this required field.
Please complete this required field.
Please complete this required field. Email must be formatted correctly.
Please complete this required field.

Thank you for your interest in ValueProtect AVM, a member of the Teranet or FNF Canada team will contact you shortly to book time to connect.
ValueProtect AVM™ 

Rapid response. Reduced risk. Greater confidence. 

ValueProtect AVM is designed by two industry leaders with decades of combined experience shaping modern valuation solutions. Our solution was designed for mortgage lenders who need reliable property values, quickly and consistently, while mitigating risk and controlling costs. 


The Teranet AVM
Database icon
Robust and Regularly Updated Property Database

Access to over 16.6M properties across Canada, collected from authoritative Land Registry data sources.
Database icon
Enhanced Property Insights

Machine learning and comparable sales AVMs analyze key data points from our National Property Database to provide the most recent and accurate estimations of value.
Database icon
Valuation Methodology

The highest performing AVM models by property type and region are used in an AVM matrix that provides our most accurate estimate for each property.
Database icon
Industry Proven Expertise

Key banks, mortgage insurers, regulators, and government agencies rely on Teranet’s robust data collection and analytic practices to support their business-critical decision making.
The Difference is in the Data

All AVMs use mathematical/statistical models — but data sources vary.
MLS Listing Data
  • Provides listing prices (not always final sale prices)

  • Covers only properties listed on MLS

  • Excludes FSBO (For Sale by Owner) transactions

Represents only part of the total market
Land Registry Data
  • Managed at the provincial level

  • Records all property ownership changes, mortgages, and leases

  • Includes all property sales (not just MLS-listed)

  • When combined nationally, provides the most complete view of sales and values across Canada
The FNF Canada Indemnification provides: 
  • Coverage up to $2.5M in major markets 

  • Self-report and only indemnify funded loans 

  • Industry-leading coverage with continuously expanding zones 


Indemnification Coverage
  • Property type: single-family, duplex, triplex, and fourplex properties. 

  • Urbanization: urban, rural, and remote coverage throughout Canada.
Group of professionals working together in an office setting
Designed for Lending Decisions
As the valuation landscape shifts, we adapt, innovate, and lead the way together. 
Discover how ValueProtect AVM can help you save time, cut costs and mitigate risk.
Contact Us